
Whether you want to purchase a new home, or refinance your current home, Niksi funding is here for you. We will help you save money on a home purchase, help lower your current monthly payments, and more.
Looking to Buy?
Loan Program Options
FHA Loan: low minimum credit score requirement, low down payment requirement, very popular for first-time homebuyers
VA loan: allows active-duty service members, veterans, and eligible surviving spouses to finance a home with no down payment, no mortgage insurance, and lenient credit requirements.
USDA: low-interest loan with zero money down. Ask about our other loan programs: Homepath, Jumbo, Commercial, & Conventional. Don’t worry, we will help you choose the best loan option suited for you and your family’s needs.
More loan options available
Find out What Loan is Right For You
Refinance
If you’re considering refinancing your home, it’s probably because not only is your payment high, but your interest rate is high. Refinancing is the idea of paying off your mortgage with a new, reduced interest, mortgage payment. You may also be interested in changing the length (or term) of your mortgage.
Fill out your information below (we will get back to you within 2-4 business days) Receive options based on your criteria and scenario Compare mortgage interest rates and terms Choose the offer that best suits your needs

The process

Why refinance?
