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Home loans

Welcome to Niksi Funding



Loan Application


Why Finance With Niksi?

Niksi has a long-standing reputation for providing excellent customer service. We understand that every customer has unique financial needs and we take the time to listen and understand those needs. Our loan officers are knowledgeable and experienced, and they will work with you to find the best financing option for your situation.


Here's What You
Should Know

We offer a wide range of financing options. Whether you're looking for a personal loan, a business loan, or a mortgage, we have a product that will meet your needs. We also offer competitive interest rates and flexible repayment terms, so you can find a loan that fits within your budget.

Additionally, we pride ourselves on our transparency. We believe in being upfront with our customers about all aspects of the loan process, including fees, interest rates, and repayment schedules. We want you to feel confident and informed throughout the entire process.


What We Do 

Loan Program Options


FHA Loan: low minimum credit score requirement, low down payment requirement, very popular for first-time homebuyers

VA loan: allows active-duty service members, veterans, and eligible surviving spouses to finance a home with no down payment, no mortgage insurance, and lenient credit requirements.

USDA: low-interest loan with zero money down. Ask about our other loan programs: Homepath, Jumbo, Commercial, & Conventional. Don’t worry, we will help you choose the best loan option suited for you and your family’s needs.

Seller Financing: ask us more about this!

More loan options available


Find out What Loan is Right For You

Submit your loan  request.

Loan Appliction


If you’re considering refinancing your home, it’s probably because not only is your payment high, but your interest rate is high. Refinancing is the idea of paying off your mortgage with a new, reduced interest, mortgage payment. You may also be interested in changing the length (or term) of your mortgage.

Why Refinance?

Fill out your information below (we will get back to you within 2-4 business days) Receive options based on your criteria and scenario Compare mortgage interest rates and terms Choose the offer that best suits your needs

The Process

Contact Us

Contact Us
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